Bankruptcy Attorney

With today's economy the number of bankruptcies filed has risen. If you are having a hard time with finances or have fallen behind on your monthly obligations and are considering debt consolidation or bankruptcy, you may want to speak with a bankruptcy lawyer first.

Even though you are legally able to represent yourself during bankruptcy proceedings, it may actually be better for you to hire an attorney to assist you with the process instead, and many times the initial consultation may be free.

Choosing a bankruptcy attorney to best represent you takes time and careful thought. You can start by asking close friends or family members, who have declared bankruptcy for their recommendations. If they are not able to help you, then you can always contact The American Bar Association, a professional organization that offers lawyer referral services. (Be sure to ask for 2 or 3 lawyers whose expertise is in Bankruptcy Law.)

What to look for when choosing an Attorney to represent you in during your bankruptcy:

· A lawyer who practices bankruptcy law

· Someone who is willing and able to work with other professionals that may be needed to evaluate assets or property, or other aspects that could affect the outcome

· Has experience and has been practicing bankruptcy law for some time and is knowledgeable of the current laws

· Is ethical and reasonable…sometimes a good lawyer tells us what we need to know, not what we want to hear

· Is compatible with you…you must be able to respect and be honest with your attorney, and they must be able to do the same

· Choose a Specialist – choose a lawyer who has experience with your specific concerns: some only work with businesses, some only work with individuals

In addition to asking questions and making sure the lawyer you choose has the proper credentials, you should also supply them with information about yourself at the first meeting, so that they can decide if they can help you as well:

· Why are you considering bankruptcy? Have you done any research on your own?

· Personal information – full names (you, your spouse, children) and dates of birth, telephone numbers, addresses, places of employment, social security numbers, lists of bills and all the debts you intend on declaring, also bring a list of assets(bank accounts, furniture, clothes) and items you would like to hold onto (home, car)

· Legal documents – Make sure you bring copies of any lawsuits, garnishments, liens and judgments

· Goals – what do you ultimately want from declaring bankruptcy?

As with any profession, there are some lawyers who will do a good job and others who won't. Take your time when deciding on hiring a divorce attorney. In the end, it could save you a lot of time and a lot of money.

DISCLAIMER: The following information is not intended as legal advice or legal representation. It is provided for informational and educational purposes only.

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